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Keeping the Insurance Company Honest During Your Accident Claim

October 11, 2022

Were you injured in an accident because another driver was careless? Personal injuries happen without warning, and the impact they have on your life can be immeasurable. Your health, your finances, and your family are all affected. Worse, the insurance company may be unwilling to settle fairly. 

Our lawyers are here to help you navigate the process of getting what you deserve from the insurance company and to keep them honest during the process. The insurance company does not have your needs as their priority, but keeping them honest can help you get the funds you need after an accident

Why Won’t the Insurance Company Fairly Settle with Me? 

Insurance companies are a business that may put their profits before your well-being. They will act fast to offer a settlement before you have time to process all of the information and may use confusing terms to get you to agree to compensation much less than your damages. 

To maximize the settlement you’re due after an accident, your top option is often to seek out a lawyer’s help. Your lawyer can represent you in negotiation discussions, and they can be key to ensuring the insurance company isn’t acting in bad faith. They can also help you take action and sue if the insurance company doesn’t help you. 

Make Sure They Have the Correct Information

To keep the insurance company honest during your claim, you need to ensure you provide them with correct and thorough information. There is a large amount of information required to successfully process a claim in your favor including but not limited to:

  • Car insurance policy information
  • Medical expenses
  • Time and wages lost from work
  • Police reports
  • Emotional damage
  • Property damage
  • Accurate contact information

Ensuring that you’re providing everything accurately and speedily prevents the insurer from placing the blame on you and can help you avoid any delays for your claim. If the insurance company continues to stretch out your claim unfairly, they may be acting in bad faith, and you may have grounds for a lawsuit. 

How Long Do I Have to Act? 

If you’re hurt and the insurance doesn’t respond, you have a chance to file a lawsuit. The pressure of a potential case may motivate them to be honest, but you’ll need to act within the time limits. Any claim for personal injury must be filed within two years after the day you were injured. If you don’t file on time, your claim may be dismissed. 

There are some exceptions to this two-year deadline stated in this Texas law if your injuries were due to the negligence of an agency or employee of the government. In these cases, you do not have two years. You only have six months to submit your personal injury claim. 

Our lawyers have the knowledge and expertise to help you to determine whether an exception exists and will ensure you file timely based on your personal circumstances.

Keep Insurers Honest with an Accident Lawyer 

Do you know what your claim is worth? Our experienced attorneys at Chris Lewis & Associates P.C. do. We have a team of lawyers ready to negotiate for you when the insurance companies aren’t helping. 

Our legal team will work hard for you to ensure all deadlines are made, all evidence is collected, and all documentation is complete to ensure you receive what you deserve. You can start with a free consultation when you’re ready to speak with an attorney when you call 214-665-6930  or when you fill out the following online contact form. 


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